When planning a trip, most people face a big dilemma regarding travel insurance. On the one hand, it comes with a high cost and can be a further strain on an already tight budget. On the other, getting travel insurance gives you peace of mind, and it’s better to have it and pay a little but not use it, than to not have it at all.
If you do decide to get travel insurance (which you definitely should), here are some tips that will help you through the process and give you the best protection.
Check the Perks of Your Credit Card
Your credit card can be a great sidekick in your hunt for travel insurance. Before you make a payment, see if your credit card offers a discount with some travel insurance providers or if the travel insurance is perhaps already included.
Cover All the Basics
There are several basic things that your travel insurance plan should cover. This includes trip cancelation and interruption, trip and flight delay, medical expenses coverage, and baggage loss coverage. These should be your starting points.
Match the Travel Insurance Plan to Your Activities
Consider the activities you would like to engage during your travel and make sure that the travel insurance plan covers them. For example, if you plan for some extreme sports, the chances are that most plans don’t have this covered. You should look to add it separately or find a plan that includes it.
Use Travel Insurance Comparison Sites
To ensure you get the best deal, use one of the travel insurance comparison sites. Here you can get a detailed breakdown of plans offered by major travel insurance providers, including the cost and coverage.